1、济南代办公司http://www.jnyszc.com/谈到正常贷款借款人能够履行合同，一直能正常还本付息，不存在任何影响贷款本息及时全额偿还的消极因素，银行对借款人按时足额偿还贷款本息有充分把握。
Jinan agent company comes to normal borrower to fulfill the contract, has been able to normal debt service, any negative factors affecting full and timely repayment of the loan principal and interest does not exist, the bank borrowers to repay the loan principal and interest in full and on time and fully grasp.

2、济南代办公司介绍关注贷款借款人目前有能力偿还贷款本息，但存在一些可能对偿还产生不利影响的因素，如这些因素继续下去，借款人的偿还能力受到影响，贷款损失的概率不会超过5%。
Company Jinan agency concerned borrowers currently have the ability to repay the loan principal and interest, but there are some factors that may adversely affect the repayment, as these factors continue, the borrower's repayment capacity is affected, the probability of loan losses will not exceed 5% .

3、济南代办公司介绍次级贷款借款人的还款能力出现明显问题，完全依靠其正常营业收入无法足额偿还贷款本息，需要通过处分资产或对外融资乃至执行抵押担保来还款付息。贷款损失的概率在30%-50%。
Jinan agent Company subprime borrower's repayment ability has obvious problems, rely entirely on normal business revenues to repay the loan principal and interest, you need to dispose of assets or through external financing and the implementation of collateral to repay interest. The probability of loan losses in the 30% -50%.

4、济南代办公司介绍若可疑贷款借款人无法足额偿还贷款本息，即使执行抵押或担保，也肯定要造成一部分损失，只是因为存在借款人重组、兼并、合并、抵押物处理和未决诉讼等待定因素，损失金额的多少还不能确定，贷款损失的概率在50%-75%之间。
Jinan agent Company suspicious loan if the borrower can not repay the loan principal and interest, even if the implementation of collateral or guarantees, part of the loss will be incurred only because of the presence of the borrower reorganization, merger, consolidation, mortgage processing and wait for pending litigation fixed factor how much amount of loss can not be determined, the probability of loan losses between 50% -75%.

5、济南代办公司http://www.jnyszc.com/损失贷款指借款人已无偿还本息的可能，无论采取什么措施和履行什么程序，贷款都注定要损失了，或者虽然能收回极少部分，但其价值也是微乎其微，从银行的角度看，也没有意义和必要再将其作为银行资产在账目上保留下来，对于这类贷款在履行了必要的法律程序之后应立即予以注销，其贷款损失的概率在75%-100%。
Jinan agent company loan loss means the borrower is no longer possible to repay the principal and interest, regardless of what measures and what procedures to perform, the loan is doomed to lose, or it is able to recover a small portion, but its value is minimal, from the perspective of the bank's look there is no need then its meaning and retained as bank assets in the accounts, for such loans after fulfilling the necessary legal procedures should be canceled immediately, the probability of loan losses in the 75% -100%.