融资就是取得资金，一般分为两个途径：借款和股权融资。其目的是解决企业的资金不足。增资就是增加注册资本，一般有以下几种方式：所有者出资、资本公积转增资本。
Financing is the access to capital, generally divided into two approaches: loan and equity financing. The purpose is to solve the shortage of funds of enterprises. The capital increase is the increase in the registered capital, generally has the following several ways: owner investment, capital reserves.

企业增资就是企业为了改善财务结构,用现金或公积金转增资本的行为. 企业增资就是企业为了改善财务结构,用现金或公积金转增资本的行为.增资说明企业的赢利能力增加并有能力承担更大的生意，这是最简单的说法了。
Enterprise capital is the enterprise in order to improve the financial structure, with cash or provident fund capital behavior. Enterprise capital is the enterprise in order to improve the financial structure, with cash or provident fund capital behavior. The capital increase to explain enterprise profitability increased and the ability to bear a greater share of the business, this is the most simple argument.

从狭义上讲，融资即是一个企业的资金筹集的行为与过程。也就是公司根据自身的生产经营状况、资金拥有的状况，以及公司未来经营发展的需要，通过科学的预测和决策，采用一定的方式，从一定的渠道向公司的投资者和债权人去筹集资金，组织资金的供应，以保证公司正常生产需要，经营管理活动需要的理财行为。
In a narrow sense, behavior and process of financing is a financing business. When the company according to their own conditions of production and management, fund with the condition, and the company's future business development needs, through scientific prediction and decision-making, a certain way, from certain channels to the company's investors and creditors to raise money, organize the supply of funds, Surety Company in normal production needs, financial behavior management activities need.

公司筹集资金的动机应该遵循一定的原则，通过一定的渠道和一定的方式去进行。我们通常讲，企业筹集资金无非有三大目的：企业要扩张、企业要还债以及混合动机（扩张与还债混合在一起的动机）。
Companies to raise funds for the motivation should follow certain principles, through certain channels and certain way to be. We usually say, companies raise funds there are three purposes: enterprise to expand, enterprises should pay and mixed motive (expansion and pay motivation mix).

融资：就是想办法弄钱。可以让股东再投资，或是向银行等机构借。增资：就是增加企业的资本。资本多了，一方面可能增加企业的资金（就是钱多了）；另一方面，让外界觉得企业“有实力”，便于开展业务。
Financing: is to think of a way to make money. Can make shareholder investment again, or to banks and other institutions. The capital increase is to increase the capital of the enterprise. More capital, on the one hand may increase the enterprise funds (that is, more money); on the other hand, let the outside feel enterprise "strength", to carry out the business.